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7100 147th St. W.
Apple Valley, MN 55124
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Posted on: January 18, 2018

Apple Valley Achieves Class 2 ISO Rating

The City of Apple Valley has received a Public Protection Classification (PPC) rating of Class 2 from the Insurance Services Office (ISO). This rating is the best in the State of Minnesota and in the top 4% of cities nationwide.

The City of Apple Valley’s fire insurance rating has improved and the result could be lower insurance premiums for homeowners and businesses.

In August 2017, ISO evaluated Apple Valley’s ability to effectively suppress and prevent fires in each of the following categories; Emergency Communications (911), Water Supply, Fire Department, and Community Risk Reduction. In each area, ISO uses a uniform set of criteria, incorporating nationally recognized standards developed by the National Fire Protection Association and the American Water Works Association. Upon completing the evaluation, a PPC grade is assigned from 1 to 10. Class 1 represents an exemplary fire protection program and Class 10 indicates that the area’s fire protection program does not meet ISO’s minimum criteria.

The classification earned plays a role in insurance companies marketing, underwriting, and establishing fair premiums for homeowners and commercial fire insurance. The price of fire insurance in communities with a lower PPC grades is substantially lower than in a community with a higher PPC grade, assuming all other factors are equal.

The improved classification is a reflection of the City of Apple Valley’s commitment to provide quality public safety services to the citizens of Apple Valley.
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